ARECA Insurance Exchange (AIE) and its wholly owned subsidiary, ARECA Insurance Management, Inc. (AIM) take your privacy seriously. We value our relationship with you. AIE and AIM do not sell your information or allow those who are doing business on our behalf to use your information for their own marketing purposes.
Federal law requires us to share our Notice of Privacy Policy in writing with you each year. The privacy of our subscribers has always been important to AIE and AIM. We have safeguards in place to protect your information and we have policies and practices in place to ensure that your information is protected.
Privacy Notice
ARECA Insurance Exchange strives to provide quality insurance products and superior customer service to our subscribers. We provide our services through our wholly-owned affiliate, ARECA Insurance Management, Inc. In the course of purchasing insurance products from the Exchange, you may provide our affiliate with private information related to your business and insurance needs. Through our affiliate, we endeavor to limit the collection and use of such information to the extent necessary to evaluate your applications and secure and provide the insurance products you need and deliver superior service.
We are committed to protecting the information you provide to us. We do not sell your information to others. Please read the following notice, which describes how we collect and use information about your business.
Categories of Information We Collect About You
[3 AAC 26.620(a)(1)], [3 AAC 26.620(e)(1)]
We collect information about you and individuals covered by your policy from the following sources:
- Information received from you or your broker on applications or other forms;
Information about your transactions with us, our affiliates or any others;
- Information received from a credit or consumer reporting agency;
- Information we receive from others, such as reinsurers, loss control specialists, adjusting companies, medical care providers, attorneys, investigators and auditors.
Categories of Information We Disclose
[3 AAC 26.620(a)(2)], [3 AAC 26.620(e)(3)]
We do not disclose any non-public, personal financial information that we collect about our subscribers or individuals covered by their policies to anyone except as allowed by law.
Categories of Affiliates and Non-Affiliated Third Parties To Whom We Disclose Your Information
[3 AAC 26.620(a)(3)], [13 AAC 26.620(e)(3)]
We do not disclose non-public personal financial information about you or individuals covered by your policy to non-affiliated third parties, except as allowed by law.
Categories of Information We Disclose About Prior Subscribers
[3 AAC26.620(a)(4)], [3 AAC 26.620(e)(3)]
We do not disclose information about our former subscribers or individuals covered by their policies to anyone, except as allowed by law.
Categories of Affiliates and Non-Affiliated Third Parties To Whom We Disclose Information about Prior Subscribers
[3 AAC 26.620(a)(5)], [3 AAC 26.620(e)(3)]
We do not disclose information about our former subscribers or individuals covered by their policies to anyone, except as allowed by law.
Categories of Information Provided To Non-Affiliated Service Providers and Marketers
[3 AAC 26.620(a)(6)]
We will not disclose any non-public personal financial information we collect about you or individuals covered by your policy to companies that perform marketing services on our behalf, except as allowed by law.
Security of Your Information
[3 AAC 26.620(a)(9)]
We restrict access to non-public personal financial information about you to those employees who need to know that information to provide our products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal financial information.
Medical Information
[3 AAC 26.620(c)(9)]
We obtain medical information only in connection with claims. We will not use or share personally identifiable medical information for any purpose, except as allowed by law.
